At COAL Mortgage Lending LLC, we pride ourselves on being a leading local mortgage service that caters to the diverse needs of homebuyers and homeowners across the state of Michigan. Our mission is to provide tailored loan solutions that empower individuals to achieve their homeownership dreams. With a wide array of mortgage products and refinance programs, we aim to simplify the lending process and make it accessible for everyone.
Understanding that each borrower has unique financial situations, we offer a comprehensive selection of loan types including FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Conventional Loans, and Non-QM Loans. Our team of experienced mortgage professionals is dedicated to helping clients navigate through these options, ensuring they find the best fit for their needs. Whether youâre a first-time homebuyer or looking to invest in property, we have the expertise to assist you every step of the way.
In addition to our diverse loan offerings, COAL Mortgage Lending LLC provides an extensive range of refinance programs designed to enhance your financial flexibility. From FHA Streamline and VA Cash Out to Conventional and Jumbo refinancing options, our knowledgeable team will work closely with you to determine the most advantageous program. We understand that refinancing can be a complex process, and our commitment to being a local mortgage service ensures that you receive personalized support and guidance throughout.
For those who may be self-employed or in unique financial circumstances, we offer specialized products such as 1099 Loans, Self Employed Loans, and Bank Statement Loans. These options allow borrowers who may not fit the traditional lending criteria to still access the funding they need. Our goal is to provide solutions for all, ensuring that everyone has the opportunity to secure a mortgage that suits their lifestyle and financial situation.
Moreover, we recognize the needs of investors and offer dedicated programs such as DSCR (Debt Service Coverage Ratio) loans and Multi-Unit Loans. These products are tailored for those looking to expand their real estate portfolios, and our team is equipped to guide you through the intricacies of investing in property. With a strong understanding of the local market, we are well-positioned to help you make informed decisions.
At COAL Mortgage Lending LLC, we are more than just a mortgage broker; we are a partner in your financial journey. Whether you are exploring options for a second mortgage, seeking a Home Equity Line of Credit (HELOC), or considering construction loans, our commitment to being a reliable local mortgage service sets us apart. We believe in building lasting relationships with our clients, ensuring you feel supported throughout the entire mortgage process. Let us help you turn your homeownership dreams into reality.